Last Modified: 07/11/2025

1. Acceptance of Terms
Please read these terms carefully before using the GoJanes website (“Website”). By accessing or using the Website, you agree to be bound by these Terms of Service. If you do not agree, please do not use the Website. We may revise these terms at any time by updating this page. Continued use of the Website constitutes acceptance of any changes.

2. Use of the Website
GoJanes endeavours to maintain Website availability 24/7, but we are not liable if the Website is unavailable at any time. Access may be suspended temporarily without notice due to system failure, maintenance, or circumstances beyond our control.

3. Investment Disclaimer
GoJanes is at pre-launch stage and is not currently authorised or regulated by the Financial Conduct Authority (FCA). We do not yet provide investment services, arrange investments, or hold client money, and nothing on this Website is an offer, solicitation, invitation, financial promotion or advice to buy or sell any investment. The content on this Website is for general informational purposes only and does not constitute financial, legal, tax or investment advice. Investments carry risk: the value of investments can go down as well as up and you may get back less than you put in. Past performance is not a reliable indicator of future results. You should consider taking independent financial advice before making any investment decision.

4. Forward-Looking Statements
This Website may contain forward-looking statements, projections, or estimates. These are speculative and subject to risks and uncertainties. Actual results may differ materially. GoJanes undertakes no obligation to update or revise such statements.

5. Communications
We may contact you electronically — for example to confirm your waitlist registration or to tell you when we launch. We aim to respond to enquiries during UK business hours but are not liable for delays or failures caused by system issues or circumstances beyond our control.

6. Client Portal Security
If you create an account or join the waitlist, you are responsible for safeguarding your login credentials. Choose a strong, unique password, avoid predictable choices, and log out after use — especially on shared or public devices. Notify us at legal@gojanes.com immediately if you suspect unauthorised access to your account.

7. Exclusion of Liability
GoJanes and its affiliates disclaim liability for any loss or damage arising from use of the Website, including but not limited to loss of profits, data, or business interruption. This includes damages caused by viruses or other harmful components. Nothing in these terms limits liability for death, personal injury, fraud, or any liability that cannot be excluded under applicable law.

8. Confidentiality
We respect the confidentiality of client information. Personal data is stored securely and handled in accordance with applicable data protection laws.

9. Data Collection and Processing
We collect limited personal information such as your name and email address when you join the waitlist or contact us. Where any of this data is processed outside the UK by our service providers, we ensure an appropriate safeguard recognised under UK data protection law is in place. Please see our Privacy Policy for full details of how we handle your data and the rights available to you.

10. Cookies
We use cookies to enhance your experience and track Website usage. You may disable cookies via your browser settings. Our cookies do not retrieve unrelated information from your device.

11. External Links
Links to third-party websites are provided for convenience. GoJanes does not endorse or control these sites and is not responsible for their content or availability. Use them at your own risk.

12. IP Address and Usage Tracking
We may collect your IP address and browser details to diagnose issues and improve the Website. This data is not personally identifiable and is used for session management and demographic analysis.

13. Use of Information
Information collected may be used to communicate updates, offers, and services. We will only disclose personal data with your consent, under legal obligation, or to protect our interests. We may share data with law enforcement when required.

14. Governing Law and Jurisdiction
These Terms of Service are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.