Last Modified: 07/11/2025

1. Acceptance of Terms
Please read these terms carefully before using the GoJanes website (“Website”). By accessing or using the Website, you agree to be bound by these Terms of Service. If you do not agree, please do not use the Website. We may revise these terms at any time by updating this page. Continued use of the Website constitutes acceptance of any changes.

2. Use of the Website
GoJanes endeavours to maintain Website availability 24/7, but we are not liable if the Website is unavailable at any time. Access may be suspended temporarily without notice due to system failure, maintenance, or circumstances beyond our control.

3. Investment Disclaimer
The content on this Website is for general informational purposes only and does not constitute financial, legal, tax, or investment advice. While we strive for accuracy, we do not guarantee the completeness or reliability of any information. Investment opportunities described may change without notice and may not be suitable for all investors. You should consult your own financial advisor before making any investment decisions.

4. Forward-Looking Statements
This Website may contain forward-looking statements, projections, or estimates. These are speculative and subject to risks and uncertainties. Actual results may differ materially. GoJanes undertakes no obligation to update or revise such statements.

5. Communications
Instructions submitted via our secure client portal will be processed during UK business hours. We are not liable for delays or failures due to system issues or market changes. Communications may be sent electronically at our discretion.

6. Client Portal Security
You are responsible for safeguarding your login credentials. Passwords must be at least 8 characters and include two complex symbols. Avoid predictable passwords. Always log out after use, especially on public devices. Notify us immediately if you suspect unauthorised access.

7. Exclusion of Liability
GoJanes and its affiliates disclaim liability for any loss or damage arising from use of the Website, including but not limited to loss of profits, data, or business interruption. This includes damages caused by viruses or other harmful components. Nothing in these terms limits liability for death, personal injury, fraud, or any liability that cannot be excluded under applicable law.

8. Confidentiality
We respect the confidentiality of client information. Personal data is stored securely and handled in accordance with applicable data protection laws.

9. Data Collection and Processing
We collect personal information such as name, email, and phone number. This data may be transferred and processed outside the EEA. By submitting your data, you consent to this transfer. We take reasonable steps to protect your data, but we cannot guarantee complete security during transmission.

10. Cookies
We use cookies to enhance your experience and track Website usage. You may disable cookies via your browser settings. Our cookies do not retrieve unrelated information from your device.

11. External Links
Links to third-party websites are provided for convenience. GoJanes does not endorse or control these sites and is not responsible for their content or availability. Use them at your own risk.

12. IP Address and Usage Tracking
We may collect your IP address and browser details to diagnose issues and improve the Website. This data is not personally identifiable and is used for session management and demographic analysis.

13. Use of Information
Information collected may be used to communicate updates, offers, and services. We will only disclose personal data with your consent, under legal obligation, or to protect our interests. We may share data with law enforcement when required.

14. Governing Law and Jurisdiction
These Terms of Service are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.